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Auto – Coverage Options

Personalize your auto policy with the extra coverage you need. Check it out! Experienced and helpful agents are available to make quoting easy, provide information and advice, and get you every available discount. Availability and cost of coverage options vary depending on the insurance company selected and your state of residence.

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Accident Forgiveness

An accident won’t increase your rates – even if it’s your fault
(One every three policy years)

Violation Forgiveness

A minor violation/ticket won’t increase your rates
(One every three policy years)

Roadside Assistance

24/7 Towing, Labor & More

Basic provides towing up to provides towing up to 15 miles, fuel delivery, lockout, jump starts, flat tire repair, and online membership discounts.

Plus option adds towing up to 100 miles, trip interruption, turn-by-turn directions, pre-trip map routing, and emergency messages.

Emergency Expenses

Will pay up to $200 for expense due to your vehicle’s disablement and up to $1,000 for emergency transportation, meals, and lodging in the event of an accident more than 25 miles away from home.

Other Options

  • Customized vehicle coverage
  • Audio, visual, special equipment
  • Tapes, discs and other media

Diminishing Deductible

Sign up and get an immediate $100 credit on your collision deductible, then watch it drop another $100 for every accident free year
(Maximum of $500)

Rental Car Reimbursed

Loss of use pays for a rental car while your vehicle is being repaired due to a covered loss.
(select a daily/monthly limit)

Total Loss Waiver

Waives your deductible if your car is totaled in an accident

New Car Replacement

Gives you the extra money to buy a brand new car if your vehicle is totaled in an accident.

GAP Coverage

Discounts vary

Covers the difference when a total loss settlement is less than what you owe on your vehicle loan.

OEM Parts Only

Pays for use of Original Equipment Manufacturer parts to repair your vehicle after an accident.