Individuals, small employers,  employees, dependents, college students – anyone who relies on individual medical insurance coverage – must apply during open enrollment unless they are renewing existing coverage at a different time. 

Unless there is an exception, You must apply during Open Enrollment

The Affordable Care Act Health Exchange Annual Open Enrollment Period began on Nov. 1.

• In Idaho, the Open Enrollment Period will end on Dec. 15, 2017 for a  Jan. 1, 2018 effective date for the Idaho Health Exchange, Your Health Idaho.  
• In Washington, the Open Enrollment Period will end for Washington Healthplanfinder, the state Health Exchange, has an extended open enrollment until Jan. 15, 2018, for a Feb. 1, 2018, effective date. 

Premium Subsidies Are Not Changed. To clarify, this information from recent news articles is NOT referring to the premium subsidies (tax credits) that lower the health insurance premiums paid by qualifying lower income Americans. 

GET LOCAL, NO-COST ASSISTANCE 

Idaho and Washington residents are invited to request an appointment with an ACA Exchange Certified Health Agent Dave Root or Tim Gleason at AMERICAN INSURANCE at Medical [at] Am-Ins [dot] com or  208-746-9646 or 800-735-6355. Only an agent is authorized to explain and recommend specific Exchange health insurance plans for your family.