The Idaho Department of Insurance (DOI) has posted proposed health insurance premium rates and the requested increases for plans sold starting January 2019.

Health insurance companies have submitted their rating information including explanations for the rate increases. The Department encourages consumers to carefully review all of their options with a licensed insurance agent whether purchasing coverage on or off the exchange (Your Health Idaho) once the final rates are published. 

AMERICAN INSURANCE, as an independent agency, can write coverage through many companies allowing us to quote and find our clients the best rate options – no matter whether they need individual or group health coverage. “Our Certified Health Agents can review options for deductible amounts, premium subsidies and tax credits for each company with our clients,” said John B. Sullivan, AMERICAN INSURANCE President. Sullivan added, “Just call us for free quotes – both inside and outside the Exchanges. We represent Blue Cross of Idaho and Regence BlueShield of Idaho for our Idaho clients, or Premera Blue Cross and LifeWise for our Washington clients.” 

For Individual plans that are most popular in the LC Valley and Palouse region:

See rates by specific plan types for the 838 zip codes published on the DOI website here and for the 835 zip codes published on the DOI website here.

For Small Group Rates, the increases in plans popular in our area are even smaller.

See rates by specific plan types for the 838 zip codes published on the DOI website here and for the 835 zip codes published on the DOI website here.

The DOI will continue to review the insurance carriers’ submissions. Final rates will be publicly available around mid-September or early October.

You may contact AMERICAN INSURANCE certified health agents, Dave Root or Tim Gleason, at (208) 746-9646 or at Medical [at] Am-Ins [dot] com or online here for more information about individual or group health insurance.