Insurance that protects your company, so you can get back to business
American Insurance NW Inc. understands businesses in the Northwest! You can find our offices in Lewiston and Moscow, Idaho, and our clients all around Idaho. Our agents can also visit your business and provide prompt and convenient service by phone, email or online anywhere in Idaho, Washington and other western states. As an independent insurance agency in Lewiston and Moscow, Idaho, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.
Contact one of our helpful team members to discuss your specific insurance needs and answer any of your questions about these coverage options and for a free consultation and quotations.
Business Discount Packages
Commercial Package Policies (CPP) – American Insurance agents will build your business a unique policy that includes only the coverage protections you want at the discount price you can afford. Get a large package premium discount when you add other needed coverage with your General Liability Insurance!Business Owners Policy (or BOP) – Your business may qualify for a BOP that automatically provides dozens of built-in additional coverages at a deeply discounted premium rate. Literally hundreds of business types qualify for a BOP – from apartment buildings to contractors, barbers and beauty shops to convenience stores, churches to restaurants, clothing stores to grocery stores, dry cleaners to janitorial services, computer sales and service to web developers, and more.Stand-Alone Policies
Either packaged or on a stand-alone (monoline) basis, we have a full line of Commercial Insurance coverages to protect your business.Liability Insurance – The essential and fundamental insurance coverage for every business is Commercial General Liability to cover bodily injury and property damage claims arising out of your business premises, operations, products and completed operations. Other specialized liability policies are described like Professional (E&O) Liability, Employment Practices Liability (EPLI), Directors and Officers (D&O), Liquor Liability and more.Commercial Property Insurance – Protect your buildings, business personal property, loss of earnings, equipment breakdown and more.Inland Marine – Protection for equipment, tools, products, stock, computers and other property that is off-premises, mobile or in-transit.Fidelity & Crime – This covers employee dishonesty & ERISA (the Employee Retirement Income Security Act of 1974); theft of money and securities; and funds transfer fraud issues.Business Auto Insurance – Cover the autos, pickups, trucks and trailers you use in business including liability for vehicles that are non-owned, borrowed or hired.Commercial Excess Liability (Umbrella) Insurance – Insurance that includes higher limits of liability above the primary general liability limit needed to comply with contracts or to better protect your business assets.Workers Compensation Insurance – Insurance coverage that helps you take care of your employees.Bonds - Fidelity, Construction, License and Permit, Probate, Court, Public Official and miscellaneous bonds.Cyber Insurance – Cyber crime and malicious attacks are pervasive threats to business systems - data breaches, email compromise, ransomware, social engineering, funds transfer fraud and more.Our commitment to serve you
American Insurance knows that your business risks are unique. Our experienced agents can analyze your insurance needs to provide creative coverage solutions, risk management advice, premium discounts and the confidence of knowing you have the right coverage at a lower price.
Contact one of our helpful team members to discuss your specific insurance needs and answer any of your questions about these coverage options and for a free consultation and quotations.
Quote – Compare – Save
Business insurance quotes are only available for business locations in Idaho, Washington, Oregon, Montana, Arizona, Nevada, Utah and North Dakota.
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