Some business ventures are unusual or have too much risk for main stream “standard” insurance companies.  In order to provide insurance for these unique, dangerous and unusual types of businesses a “non-standard” market developed called Excess & Surplus (E&S) Lines.  The E&S insurance market creatively approaches risks that the standard lines are unable to consider.

To learn more about E&S insurance click on these related questions:

• Why must I have an Excess & Surplus Lines policy?
• What are “admitted” and “non-admitted” insurance companies?
• Who sells Excess & Surplus Lines insurance?
• Why is there a disclosure on my Excess & Surplus Lines policy?

AMERICAN INSURANCE has access to hundreds of Excess & Surplus Lines insurance companies, both admitted and non-admitted, including Lloyd’s of London to find the best coverage options and lowest prices.  For an E&S insurance quotation please contact us.