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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Q & A: Do I Need More Life Insurance?

We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: Do I need more Life Insurance? A: The answer is probably “yes.” This is the question people ask during the holidays as we gather...

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Shocking results - 2017 Hometown Business Food Drive

When American Insurance organized the new “Hometown Business Food Drive,” we could not have foreseen these results. The response was overwhelming and the results are spectacular. “Our goal was to exceed last year’s...

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2nd Annual Food Drive set Nov. 13-17

We invite you to partner with us to “fill the shelves” at Community Action Food Bank in Lewiston and the Moscow Food Bank this holiday season! We are hosting the second annual American Insurance Food Drive from Nov. 13-...

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Umbrella coverage: Because when it rains, it pours

When we talk about an insurance “umbrella”, we are referring to a Personal Umbrella Policy that provides an excess layer of liability insurance limit on top of your other personal insurance policies - auto, home,...

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2018 Washington Health Plans Certified

American Insurance health agents can explain changes, show options for local clients. - The Washington Health Benefit Exchange Board has certified the Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to...

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Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care Act (Obamacare), was not...

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Shawn Sullivan honored for 15-year commitment to quality education

Shawn Sullivan, CIC, American Insurance Agency Vice President, recently received recognition for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP) extends auto liability, uninsured /...

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4th of July Fireworks – A Sullivan Family Tradition

For 32 years AMERICAN INSURANCE has been a major financial sponsor of the Lewis-Clark valley’s Independence Day Fireworks Celebration on July 4th. John Sullivan, agency President, is involved in every aspect of the...

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Homeowners - Beware of Business Exclusions

A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance coverage issues that need to be...

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Fireworks & Your Liability - What if something goes wrong?

If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus safety tips to keep your show...

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We're a Best of the West winner!

The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2017. The Sullivans & staff are very proud to be chosen and always strive to be worthy of your...

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History Brief - Our Logo

Our company logo was launched in 1990. The triangular shape contains our American colors of red (on the left), white (silhouette of the Statue of Liberty in the center) and blue (on the right). The Statue of Liberty was...

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Q & A: How can I find out if a home has had any serious claims?

We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a home a little detective work can...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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ATV Insurance & Idaho Law

ATVs and other off-highway vehicles (OHVs) are fast and fun to ride! But summer fun, too often, turns to tragedy when an ATV overturns leading to injury or death of riders or guests. Plus, if your ATV exhaust causes a...

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We insure FUN at American Insurance!

Sunny weather is coming! Boating on the Snake River. Camping up the middle fork of the Clearwater River. Four wheeling on the prairie. Fishing on the Clearwater. Cruisin’ the open road on U.S. 12. Before you go, get the...

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Celebrating 95 Years - Harry & Blanche Christy, Agency Pioneers

As published in the Spring 2017 newsletter AMERICAN INSURANCE is celebrating 95 years in business during 2017. Our history has become an inseparable part of the communities we serve and covers four generations of...

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Staff earns service awards from Grange Insurance Association

American Insurance Personal Lines staff Lori Chapman, Tina Heitmann, Helen Duman and Shelly Abel are shown with their Grange Insurance Association personal awards received today for outstanding service and dedication to...

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2 receive management promotions at American

Two staff members received promotions at American Insurance on Jan. 1. Heather Browning, a Certified Insurance Service Representative (CISR), has been promoted to Commercial Lines Department Manager and agent Jeremy...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2017 edition of The Lewiston Tribune. Q: Is life insurance expensive? - A: The fact is, term life insurance is very affordable and inexpensive, but sadly most people don’t...

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Finding lost life insurance policies

Locator will help consumers find lost life insurance policies, annuities. The Idaho Department of Insurance and the National Association of Insurance Commissioners (NAIC) recently announced a national service that...

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Neglecting ‘Life’

Life has a habit of getting very busy – from raising a family, to buying a home, to building a business or a career. We can procrastinate taking care of a fundamental insurance coverage that protects our dreams for the...

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