Inside this issue: Referral Rewards - We have a Winner New Website a Hit - See comments (pg 4) Customer Service Focus - Compliments for Tina Heitmann News You Can Use Wind Damage - Am I Covered? Introducing Tracey Santo...

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Answers to questions about wind damage to your home, fences, tree removal and liability to others. The recent windstorm of November 16th brought us a storm of more than 50 phone calls regarding wind damage claims. The...

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Mandated health insurance was ruled unconstitutional by a Federal judge in Virginia today. US District Judge, Henry Hudson, dealt the first significant blow to a key provision of the Affordable Care Act (ACA) by ruling...

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A residential candle fire is reported every 30 minutes and each year fire departments across the country respond to approximately 260 structure fires caused by Christmas trees according to the National Fire Protection...

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January 1, 2011 is a key date for six new health care reforms created by the Affordable Care Act. Seniors primarily benefit from this current round of reforms but premium vs profit restrictions on insurance companies...

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The number of uninsured rose sharply in 2009, reaching 50 million people. Decreasing the number of uninsured is a key goal of the 2010 Patient Protection and Affordable Care Act, which will provide Medicaid or...

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If you have a health claim denied in Idaho you have the right to the have the decision independently reviewed. This independent review process was instituted as part of Idaho's Health Carrier External Review Act (Title...

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Corporate Directors and Officers are the targets of an increasing number of class action lawsuits. The average number of US class actions filed between 2007 and 2009 was nearly 60 percent higher than in 2006, according...

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The area's only free medical clinic is serving the uninsured and medically needy of the Lewiston-Clarkston valley. The Snake River Community Clinic (SRCC) has limited hours on Tuesday and Thursday evenings on a first...

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Higher auto insurance rates for New Yorkers is blamed on rampant fraud by unscrupulous medical providers. Health care costs for automobile accident victims in New York increased 42 percent faster than overall medical...

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Millions of seniors must choose new Medicare supplement plans before 1/1/2011. Some plans are being discontinued to comply with the Affordable Care Act. Call us for an appointment with a certified insurance agent to...

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2009 saw the lowest traffic fatalities ever recorded according to the US Transportation Department. Highway deaths fell to 33,808 for the year, the lowest number since 1950. In fact, fatalities declined in all...

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Which vehicle is safer in a crash test - a 1959 Chevy Bel Air or a 2009 Chevy Malibu? The Insurance Institute for Highway Safety celebrated their 50th anniversary with a crash test to demonstrate that car...

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Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2009, costing $412 million and up 6.4 percent from 2008, according to the Insurance Information Institute (I.I.I.)....

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Feature articles include: New website launch - get $5 gift card WA Voter Alert I-1082 Senior Health Plans Changing Lender Spotlight - Bobbi Hoene Referral Rewards - 3rd Quarter Winners Don't forget to fill out the...

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Hospitals and physicians should prepare for increasing liability costs, according to the 2010 Hospital Professional Liability and Physician Liability Benchmark Analysis created by Aon Risk Solution. In its 11th year,...

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WA ballot initiative to privatize workers compensation Watch for November ballot Initiative-1082 The 30 year battle to end the state monopoly of Workers Compensation insurance goes to Washington voters in Nov under I-...

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A US judge upheld a key part of President Barack Obama’s signature healthcare law, The Patient Protection and Affordable Care Act, that requires Americans to obtain coverage, rejecting a challenge by a conservative...

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Source: JD Powers and Associates Reports AMERICAN INSURANCE increases customer satisfaction with homeowners insurance while the national trend shows a decline according to the JD Power and Associates 2010 US National...

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Tens of millions of dollars are being spent by insurance companies to comply with Health Care Reform. September 23rd was a major deadline, ushering in new health benefits for consumers mandated by the Affordable Care...

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Source: US Census Bureau 17 Sept 2010 The US Census Bureau announced today that the number of people without health insurance coverage rose from 46.3 million in 2008 to 50.7 million in 2009, an increase of 9.5%. The...

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Source: Washington Traffic Safety Commission Almost 98% of Washington motorists are using their seat belts! Washington state saw an improvement of 1.2% from last year's seat belt use rate to a record 97.6% in 2010. This...

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During an economic downturn people are more likely to commit insurance fraud than they are in normal times. That was the opinion of more than three quarters (76%) of consumers in a survey released by Accenture, a global...

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Beginning September 23, 2010 all new health insurance plans are required by the Affordable Care Act to include a long list of preventive services without you having to pay a copayment or coinsurance or meet your...

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Idaho, Washington and Oregon receive $1M each to police unjustified health insurance premium increases. The Department of Health and Human Services announced the award of $46 million in the first round of grants to...

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In 2009 the recession caused a dramatic drop in premium revenue paid to insurance companies for business insurance policies that are primarily based on the now reduced gross sales and/or payroll. How are the property-...

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On average there is nearly one medical liability claim for every physician. This is one cost driver of higher medical fees passed on to consumers. The AMA reports the high number of claims is not an indication of...

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As of January 1, 2010, Idaho owners of ATVs, UTVs, motorbikes and specialty off-highway vehicles are required to purchase Off Highway Vehicle (OHV) registration stickers. And, if you choose to travel on local...

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A U.S. Chamber of Commerce study shows that small businesses paid $105.4 billion in 2008 driving up liability insurance costs and forcing labor and benefit reductions. Read more – Tort Liability Costs for Small Business...

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I met your agent, Dave Root, through golf and asked him about your “lunch on me” promotion to get quotes for all my personal insurance – home, cabin, autos, etc. I wanted to have a review of my coverage and to have an...

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President Obama signed into law on March 23, 2010 H.R. 3590, the Patient Protection and Affordable Care Act. This sweeping and controversial reform law includes many provisions that will impact employers, employees and...

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One of the new provisions in the Patient Protection and Affordable Care Act mandates that health plans make dependent coverage available for your children until their 26th birthday. The under 26 child does not have to...

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We appreciate very much the many insurance referrals we receive from all our local lenders and mortgage brokers. Thank you James Waham of Wells Fargo Home Mortgage for the most lender referrals to American Insurance. “...

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Do you know what happened 26 years ago on the 4th of July? Nothing… that was the year there wasn’t an aerial fireworks display in the valley. I was surprised and disappointed, and I wasn’t the only one. I talked about...

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Feature articles include: 25 Year Sponsor - Independence Day Fireworks We Insure...Fun! (Boats, Motorcycles, RV's & ATV's) ATV Licensing $700 Savings - Ken Blakemen Health Care Reform Lender Spotlight - James Waham...

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New survey says 38% of drivers say they have been hit or nearly hit by people “driving while distracted” (DWD). Read more – survey, facts & figures, safety tips. http://www.nationwide.com/newsroom/safety.jsp

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