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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Navigating Idaho’s new auto insurance law

Uninsured vehicle compliance begins January 1, 2020 Starting January 1, 2020, vehicle owners without auto insurance coverage for two consecutive months will receive a warning and be given 30 days to provide proof of...

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2020 ID Health Rates Released

2020 ID Health Insurance rates released - Average increase of 6% for individual, 4% for small group coverage. - Final 2020 premium rates for individual and small group health insurance plans have been released by the...

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Q & A: When can I change my RX and Medicare plans?

We printed this Q&A column in the Oct. 10, 2019 edition of The Lewiston Tribune. Q & A: When can I change my RX and Medicare plans? - The Medicare Annual Election Period is coming up from October 15th through...

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Pre-Tax Premiums for individual plans under new HRA plan begin in 2020

Small employers and their employees will be able to pay for individual ACA medical plans with pre-tax premiums through an expansion of Health Reimbursement Arrangements (HRAs). The new “Individual Coverage HRA” (ICHRA)...

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2020 Medigap policy changes

One significant change to Medicare Supplement (Medigap) plans beginning on January 1, 2020 is the withdrawal of two popular standardized plan options – Plans C and F. Starting January 1, 2020, Medigap plans sold to...

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Prevention for pneumonia this fall

Did you know about 1 million Americans go to the hospital with pneumonia every year? Pneumonia is a lung infection caused by pneumococcal disease, which can also cause blood infections and meningitis. The bacteria that...

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New Medicare card reminders & facts

By now, our senior clients should have received their new Medicare card - with your new Medicare Number. When you’re enrolled in Medicare, you’ll get your red, white, and blue Medicare card in the mail. If you're...

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Genetic testing fraud alert

You should know about the latest fraud scheme involving genetic testing, according to the U.S. Department of Health and Human Services Office of Inspector General. Scammers are offering “free” genetic tests and claiming...

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Q & A: Should I buy Renters Insurance?

We printed this Q&A column in the Sept. 10, 2019 edition of The Lewiston Tribune. Q: Should I buy Renters Insurance? A: Most definitely, yes! Renters or Tenants Insurance insures more than just your stuff and is a...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2019 edition of The Lewiston Tribune.Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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