American Insurance NW Inc. Blog
All You Ever Wanted to Know About Insurance
We’re here to help during this ‘hard market’
Monday, June 12, 2023
As printed in our 2023 Summer newsletter As we have embarked on our 101st year, it has never been truer that, “the only constant in life is change.” Every year there is a new insurance challenge and this year that is...
2022 insurance rate forecast
Monday, January 24, 2022
Rate stability will usually last up to about two years, but that may not be the case as we look at the forecast for business and personal insurance rates for 2022. LOOKING BACK TO 2021 - In January last year, I wrote...
Q & A: Can telematics lower my auto premium?
Saturday, July 10, 2021
We printed this Q&A column in the July 10, 2021 edition of The Lewiston Tribune. Q. Can telematics lower my auto premium? A: Yes, safe drivers can save up to 40% off their personnal auto insurance premiums after...
WA state bans insurance scores changing rate calculations
Monday, June 14, 2021
NOTICE to Washington clients & residents The Washington Insurance Commissioner made an emergency rule on March 22 banning insurance scoring as a factor in calculating insurance premium rates effective June 20 for...
2021 Business Insurance Rate Forecast
Thursday, January 14, 2021
How to beat rising business insurance rates - What is on the horizon for business insurance prices in 2021? You’ve been creative and resilient as you continue to weather the COVID-19 economic storm. Controlling...
COVID-19: Business Premium Relief
Tuesday, April 14, 2020
4 ways business owners can reduce insurance premiums during the COVID-19 Pandemic American Insurance is dedicated to finding you answers and helping you maintain the business coverage you need at the lowest rates you...
COVID-19: Auto Insurance Premium Relief
Wednesday, April 8, 2020
3 ways paying premium was made easier - Everyone has been impacted financially by the COVID-19 pandemic–some more than others. American Insurance is dedicated to finding you answers and helping you maintain the...
Q & A: What is a BOP?
Tuesday, March 10, 2020
We printed this Q&A column in the March 10, 2020 edition of The Lewiston Tribune. Q: What is a BOP? A: If you own a business, small or large, you will want to get “BOP’d” by American Insurance. It doesn’t hurt and...
Q & A: How can I cut insurance costs?
Monday, February 10, 2020
We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....
Forecast: 2020 Commercial Insurance Rates
Thursday, January 16, 2020
Most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate some in 2020. Rate increases of up to 10% will not be uncommon even for well managed business exposures with low...
Idaho 2019 Workers’ Comp Rates to Decrease
Tuesday, October 9, 2018
A proposal for a (minus) -4.2 percent overall rate change to Idaho workers’ compensation insurance, effective January 1, 2019, has been approved by the Idaho Department of Insurance. The proposed rate change comes from...
Q & A: Are business insurance premiums rising?
Saturday, February 10, 2018
We printed this Q&A column in the Feb. 10, 2018 edition of The Lewiston Tribune. Q. Are business insurance premiums rising? A. Natural disasters in 2017 will have little effect on Business Insurance premiums in 2018....
2018 Commercial Insurance Rate Forecast
Wednesday, February 7, 2018
Natural disasters in 2017 will have little effect on Commercial Lines premiums in 2018. That is not to say that natural disasters were insignificant. The record hurricanes, floods, earthquakes, mudslides and wildfires...
2018 Insurance Rate Forecast
Tuesday, January 23, 2018
The perfect storm? Record hurricanes, floods, earthquakes, mudslides and wildfires coupled with already rising costs for medical injury claims, auto repairs with new tech, distracted driving – all are converging in 2018...