American Insurance NW Inc. Blog
All You Ever Wanted to Know About Insurance
Five Seatbelt Myths Busted
Monday, April 16, 2018
The facts are different than you may think - Click It or Ticket isn’t about citations; it’s about saving lives. In 2016, there were 10,428 unbuckled passenger vehicle occupants killed in crashes in the United States....
Fireworks & Your Liability - What if something goes wrong?
Thursday, June 15, 2017
If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus safety tips to keep your show...
3 Behaviors That Kill Us on the Road
Tuesday, December 1, 2015
There are three things you can do this Holiday Season to be a survivor when driving. Here's why extra caution is necessary this year... The 2015 traffic fatality estimate for the US is up a shocking 8.1 percent higher...
Biggest threat to teens revealed
Thursday, October 22, 2015
Half of all teens will be involved in an automotive crash and motor vehicle crashes are the leading cause of death for 14- to 18-year-olds, according to the National Safety Council. Even though driving is the biggest...
Smoke alarms focus of awareness event
Monday, October 5, 2015
BOISE – Idaho Gov. C.L. “Butch” Otter has signed a proclamation declaring this as Fire Prevention Week. The Idaho State Fire Marshal’s key message for the event is to encourage smoke alarm installation in every bedroom,...
Your Odds of Hitting a Deer Double
Tuesday, September 29, 2015
Your odds of hitting a deer, an elk or a moose are twice as high during the 4th quarter months of October, November and December as in the other nine months of the year. U.S. drivers are just as likely to have a claim...
Law Enforcement Crackdown on Texting & Driving
Friday, March 27, 2015
From April 10 to 15, 2015, law enforcement personnel will be using a combination of traditional and innovative strategies to crack down on motorists who text while driving. This effort is a part of the national U Drive....
7 Dangerous Weather Myths
Monday, March 9, 2015
What should you do during extreme weather events? Tornadoes and hurricanes, lightening, earthquakes, floodwaters, extreme cold - PropertyCasualty360 says, "Misconceptions about the weather can prove to be dangerous or...
What Industry Has Highest Worker Injury Rate?
Tuesday, November 12, 2013
"Pick any other industry, and the injury rate is less," explained Scott Harris, Ph.D., MSPH, who added that healthcare worker injury rates are only less than outdoor wilderness professions such as commercial loggers and...
Idaho Police Target Aggressive Drivers
Monday, August 6, 2012
Now through August 13th Idaho law enforcement is targeting aggressive drivers and motorcycle riders on Idaho's roads. Speeding, failure to yield, following too close and disregarding traffic signals are all aggressive...
Traffic Deaths Spike Upward +13.5%
Monday, July 23, 2012
An alarming spike in traffic fatalities is being studied by the National Highway Traffic Safety Administration. A statistical projection shows a 13.5 percent increase in traffic fatalities for the first quarter of 2012....
Bad Dogs Bite All Home Owners
Monday, July 16, 2012
Dog bite claims continue to grow in numbers and cost which increases premiums for all Homeowners Insurance. In fact, from 2003 to 2011, the cost of the average dog bite claim increased by 53.4 percent. Dog bites...
ID & MT Among Worst States For Injury Deaths
Thursday, May 24, 2012
Idaho and Montana ranked among the worst states with the highest ratios of injury deaths while Washington state was ranked among the best. A new report ranks each state by their injury rates per 100,000 people and...
5 Ways To Reduce Motorcycle Deaths
Tuesday, May 22, 2012
A summer road trip on your motorcycle may be no safer than last year. No progress was made in reducing motorcyclist deaths in 2011, according to a report released by the Governors Highway Safety Association (GHSA)....
Leading Cause of Death Ages 8-24
Monday, May 21, 2012
More children and young adults die of this than any other cause. Perhaps it is no surprise that motor vehicle traffic crashes continue to be the leading cause of death in the group of age 8 through age 24, according to...
Turns Out - Death & Taxes Are Linked!
Friday, April 13, 2012
Benjamin Franklin's famous quip "in this world nothing can be said to be certain, except death and taxes" has a closer connection than he knew. A 30-year study of traffic accidents in the United States has found that...
Cell Phone Related Fatalities Down 47% In CA
Wednesday, March 7, 2012
Traffic deaths due to hand-held cell phone use by drivers have dropped 47% since California enacted a ban in July, 2008. The analysis, conducted by the Safe Transportation Research and Education Center (SafeTREC) at...
Distracted Driving Not Just Cell Phones
Monday, December 19, 2011
"Cell phone usage is only one of many bad habits that are distracting American drivers," said Robert Passmore, senior director of personal lines for Property Casualty Insurers Association of America (PCI). "Distracted...
Driver Cell Phone Ban Urged
Tuesday, December 13, 2011
A ban on driver use of cell phones is urged by National Transportation Safety Board. The safety recommendation specifically calls for the 50 states and the District of Columbia to ban the non-emergency use of portable...
Hybrids Safer Than Conventional Autos
Thursday, November 17, 2011
On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in non-hybrid models. Hybrids have a safety edge over their conventional twins when it comes to shielding...
Which Minivans Win Top Safety Pick 2011?
Tuesday, November 1, 2011
Five minivan models have earned the 2011 Top Safety Pick award from the Insurance Institute for Highway Safety, standing out from competitors for superior protection in rollover crashes. The 2012 Chrysler Town &...
The Most Common Household Fire Only You Can Prevent!
Friday, May 13, 2011
What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer! They are a modern marvel and an indispensable convenience. We use them constantly and they work...
Electric Cars Earn 1st Top Safety Ratings
Wednesday, April 27, 2011
The Chevrolet Volt and Nissan Leaf earn the highest safety ratings from the Insurance Institute for Highway Safety in the first-ever U.S. crash test evaluations of plug-in electric cars. The milestone demonstrates that...
Traffic Fatalities Lowest Ever Recorded
Wednesday, April 6, 2011
DOT estimates a 3% drop in 2010 fatalities over previous year's record low. U.S. Transportation Secretary Ray LaHood today announced that the number and rate of traffic fatalities in 2010 fell to the lowest levels since...
Top Auto Safety Picks 2011
Tuesday, February 8, 2011
What vehicles are the top safety picks for 2011? To check out a specific 2011 vehicle before you buy - click on TOP SAFETY PICKS 2011 The 2011 Dodge Charger and Chrysler 300 earned the "Top Safety Pick" award. The...
New Rule to Reduce Auto Rollover Deaths
Tuesday, January 18, 2011
U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which will help reduce the number...
Tis the Season for Candle and Tree Fires
Friday, December 3, 2010
A residential candle fire is reported every 30 minutes and each year fire departments across the country respond to approximately 260 structure fires caused by Christmas trees according to the National Fire Protection...
Traffic Fatalities Lowest in 60 Years
Wednesday, October 13, 2010
2009 saw the lowest traffic fatalities ever recorded according to the US Transportation Department. Highway deaths fell to 33,808 for the year, the lowest number since 1950. In fact, fatalities declined in all...
Crash Test - 1959 vs 2009 Chevy
Wednesday, October 13, 2010
Which vehicle is safer in a crash test - a 1959 Chevy Bel Air or a 2009 Chevy Malibu? The Insurance Institute for Highway Safety celebrated their 50th anniversary with a crash test to demonstrate that car...
Dog Bite Claims Top $400M in 2009
Wednesday, October 13, 2010
Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2009, costing $412 million and up 6.4 percent from 2008, according to the Insurance Information Institute (I.I.I.)....