American Insurance NW Inc. Blog
All You Ever Wanted to Know About Insurance
Idaho announces end of Protected Medicaid coverage
Monday, February 27, 2023
American Insurance health agents Dave Root and Tim Gleason want to share that they are available to help area residents who are losing their Idaho Medicaid coverage. In December 2022, Congress passed an omnibus spending...
Q & A: Does Idaho have a new cell phone law?
Saturday, April 10, 2021
We printed this Q&A column in the April 10, 2021 edition of The Lewiston Tribune. Q: Does Idaho have a new cell phone law? A: Yes, Idaho is now enforcing the “hands-free cell phone” law passed last July. The Idaho...
Q&A: Are the health exchanges open again?
Wednesday, March 10, 2021
We printed this Q&A column in the March 10, 2021 edition of The Lewiston Tribune. Q: Are the health exchanges open again? A: Yes! The Idaho and Washington state health exchanges have re-opened in response to...
New letters threaten vehicle suspension to Idaho residents
Wednesday, October 21, 2020
A new flood of Idaho Transportation Department (ITD) letters have gone out to Idaho drivers threatening registration suspension for vehicles they can’t match to their system. Idaho’s “Drive Insured” program is about to...
Idaho Hands-Free Cell Phone Law Begins
Tuesday, June 30, 2020
Beginning Wednesday, July 1, 2020, drivers throughout Idaho will be responsible to follow a new law meant to keep drivers safe and engaged while behind the wheel. The new Idaho State Code 49-1401A requires electronic...
Regence & St. Joe's reach agreement retroactive to Jan. 15
Wednesday, February 5, 2020
Updated Feb. 5, 2020 The certified Health Agents at American Insurance are pleased to announce the news from Regence BlueShield of Idaho that they have reached a new multi-year agreement that ensures their members can...
Premiums reduced in 2020 for some senior plans
Friday, November 15, 2019
There's good news for seniors for their 2020 medical options and costs. Medicare continues to offer seniors and people with disabilities with flexibility and choices while providing high quality healthcare services....
Health Exchanges Now Open until Dec. 15
Friday, November 1, 2019
Idaho Medicaid expansion may change eligibility for ACA Health Exchange in 2020 - The Idaho and Washington Health Exchanges are now open! Individuals, families, small employers, employees, dependents, college students -...
Navigating Idaho’s new auto insurance law
Thursday, October 24, 2019
Uninsured vehicle compliance begins January 1, 2020 Starting January 1, 2020, vehicle owners without auto insurance coverage for two consecutive months will receive a warning and be given 30 days to provide proof of...
Idaho Extends Wage Claim Deadline
Thursday, April 11, 2019
On March 18, 2019, Idaho Governor Brad Little signed legislation (H.B. 113) extending the time in which a claim for unpaid wages could be made to the Idaho Department of Labor, or in District Court. Idaho workers who...
Idaho Takes Aim at Uninsured Drivers
Thursday, March 14, 2019
Idaho law has required mandatory auto liability insurance since 1988 by means of the owner’s signature of compliance when registering a vehicle. Despite that, about one out of every eight drivers do not carry auto...
103,000 sign up through Idaho Exchange for 2019
Tuesday, January 8, 2019
More than 103,154 Idahoans enrolled in health insurance coverage for the 2019 plan year during open enrollment held from Nov. 1 through Dec. 15, 2018, through Your Health Idaho, the state’s health insurance marketplace....
Final 2019 Idaho Health Insurance Rates
Monday, October 15, 2018
Slight increase for individual plans much lower than in recent years. Final 2019 premium rates for individual and small group health insurance plans have been released by the Idaho Department of Insurance. In the...
4 reasons for motorcycle fatalities
Friday, June 1, 2018
What every motorcyclist should know - Why are motorcyclists over-represented in overall crashes and fatalities? Motorcyclists now represent approximately 14% of all motor vehicle-related fatalities, up from just 5.7% in...
Enrollments up in area state health exchanges
Wednesday, December 27, 2017
Idaho health exchange now closed; Washington is still open until Jan. 15. - Federal health exchange enrollment for 2018 coverage fell only 4.5 percent, according to the Centers for Medicare and Medicaid Services (CMS),...
2018 Idaho Small Group Medical Premiums Released
Thursday, October 12, 2017
There’s good news for local businesses who offer small group medical coverage for their employees. The Idaho Department of Insurance has released the final 2018 premium rates for all small group health plans. Carriers...
Idaho Individual Medical Premiums Increase for 2018
Thursday, October 12, 2017
American Insurance health agents are certified to show all options to local clients. - Individual medical plan premiums through Your Health Idaho, the Idaho exchange, are going up in 2018. The Idaho Department of...
Rising Trend In Highway Death Rates Reversing
Friday, August 18, 2017
Idaho and Washington among states that see small decline this year. - Reversing a trend of sharply increasing motor vehicle deaths in 2015 and 2016, the first half of 2017 is down 1% from the corresponding period in...
2018 Idaho Health Insurance Rates Proposed
Tuesday, August 1, 2017
Idaho Department of Insurance releases 2018 health insurance rates, proposed increases, and participation areas. - Proposed rate increases in 2018 for Your Health Idaho exchange plans range from a modest 6% for the Blue...
New Idaho traffic laws now in effect
Wednesday, July 5, 2017
Several new Idaho traffic laws took effect on July 1 that could impact driving habits or citations in our local area. In an effort to clarify vehicle speed limits and safe passing rules in Idaho, the 2017 Idaho...
Cell Phone Insurance To Be Regulated
Monday, January 7, 2013
Idaho will regulate the insurance sold on all portable electronics in the State beginning July 1, 2013. Consumers will then have redress of complaints through the Idaho Department of Insurance. Title 41, 1081-1089, on...
Idaho Health Exchange Work Group Meets
Thursday, July 26, 2012
Idaho is playing "catch-up" with Health Care Reform. The first meeting of the Idaho work group studying formation of a state operated Health Insurance Exchange was announced by Idaho Department of Insurance Director...
Idaho Workers Comp Rates Rise
Wednesday, January 5, 2011
Workers compensation rates in Idaho will rise 3.7% in 2011. This is the first increase since 2005, when the overall rate increase was 5.3%. Employers in Idaho are required by law to cover their employees with workers...