American Insurance NW Inc. Blog
All You Ever Wanted to Know About Insurance
We’re here to help during this ‘hard market’
Monday, June 12, 2023
As printed in our 2023 Summer newsletter As we have embarked on our 101st year, it has never been truer that, “the only constant in life is change.” Every year there is a new insurance challenge and this year that is...
2022 insurance rate forecast
Monday, January 24, 2022
Rate stability will usually last up to about two years, but that may not be the case as we look at the forecast for business and personal insurance rates for 2022. LOOKING BACK TO 2021 - In January last year, I wrote...
Q & A: Can telematics lower my auto premium?
Saturday, July 10, 2021
We printed this Q&A column in the July 10, 2021 edition of The Lewiston Tribune. Q. Can telematics lower my auto premium? A: Yes, safe drivers can save up to 40% off their personnal auto insurance premiums after...
Q & A: How can I cut insurance costs?
Monday, February 10, 2020
We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....
Q & A: When should I re-shop my auto insurance?
Sunday, February 10, 2019
We printed this Q&A column in the Feb. 10, 2019 edition of The Lewiston Tribune. Q:&A: When should I re-shop my auto insurance? A: We recommend re-quoting auto insurance about once every three years, even if...
Q & A: Do I need an 'Umbrella'?
Friday, August 10, 2018
We printed this Q&A column in the Aug. 10, 2018 edition of The Lewiston Tribune. Q: Do I need an “Umbrella”? A: Yes, even in August you may need an Umbrella. When we talk about an insurance “umbrella”, we are...
How an umbrella policy works to cover you
Wednesday, June 13, 2018
Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. There are many instances when an accident, injury or other issue can occur where you have a legal or financial...
8 boat insurance Qs to ask
Thursday, May 3, 2018
Whether you take to the lake for water sports, drift down the river casting your reel or sail the ocean blue, being on the water floats your boat. Your watercraft and its engine(s), your trailer and other equipment – it...
3 boating coverage options to consider
Wednesday, May 2, 2018
BOATING SEASON IS HERE! As you prepare for boating season, American Insurance recommends you consider some newer boat insurance coverage options you may have missed. Agreed Value Loss Settlement – An option for full...
2 ways to save on insurance in 2018
Friday, December 29, 2017
Is one of your resolutions for the New Year to spend less money, or find ways to cut costs? American Insurance can help you do just that! Here are two ways you can save money on your auto and home insurance today. ...
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2024
2023
2022
2021
December
- DUI Education and Enforcement stretches from Border to Border on New Year's Eve
- Q & A: Can I buy life insurance during the pandemic
- Open enrollment for ACA ends soon in ID & WA
- 1948 BETTY REIMLER KNOPES: Memories of working for the Christys
- 1922 Founder OM Mackey -- How It All Began
- History Mysteries Quiz #1
- OUR STORY: 100 years in the making
November
October
September
August
July
June
May
April
March
February
January
2020
2019
December
November
- 4th Annual Food Drive results are in!
- 2020 WA health rates released
- Premiums reduced in 2020 for some senior plans
- Changes for 2020 Medicare clients - Part 2
- Congrats to Jeremy Van Houten, new CIC
- Welcome back Jenni Waters!
- Regence announces good news for MedAdvantage members regarding SJRMC services
- Health Exchanges Now Open until Dec. 15
October
September
August
July
June
May
April
March
February
January
2018
December
November
October
September
August
July
June
- What’s next for the big fireworks display?
- Soup-Porting the YWCA!
- Best of the West Winners Announced
- Transforming our future Moscow office
- Is your contractor insured?
- Are you liable?
- Auto wish list: You want these coverages
- How an umbrella policy works to cover you
- Wedding vendors account for most costly claims
- Drugged driving problem grows
- 4 reasons for motorcycle fatalities
May
April
March
February
January
2017
December
November
October
- See our ad on KLEW TV
- 2nd Annual Food Drive set Nov. 13-17
- Umbrella coverage: Because when it rains, it pours
- 2018 Idaho Small Group Medical Premiums Released
- Idaho Individual Medical Premiums Increase for 2018
- 2018 Washington Health Plans Certified
- Q & A: Can I buy subsidized Medical Insurance now?
- New Medicare ID cards coming in April
September
August
July
June
- 4th of July Fireworks – A Sullivan Family Tradition
- The AMERICAN CHALLENGE - and fireworks!
- You can now call your agent's direct line
- Homeowners - Beware of Business Exclusions
- Fireworks & Your Liability - What if something goes wrong?
- We're a Best of the West winner!
- History Brief - Our Logo
- Q & A: How can I find out if a home has had any serious claims?
May
April
March
February
January
2016
December
- Deadliest Day of the Year
- Health exchange enrollment up in all areas
- Working smoke alarms -- a New Year's Resolution!
- 2016 Celebrated by Staff
- Food Drive - Thanks for your support!
- Q & A: What is the status of Obamacare?
- The Down Side of PERSONAL SERVICE
- Season of Sharing - Food Drive ahead
- 2017 – A Year of Change
November
October
August
July
June
February
2015
December
November
October
September
August
July
June
May
April
March
- How 5 Amateur Arsonists Screwed-up
- Law Enforcement Crackdown on Texting & Driving
- Blue Cross Cyber Attacks Affect 91 Million
- New Tech to Stop Drunk Drivers
- Hackers Filed Your Taxes Early
- Insuring Celebs ... Body Parts?
- ACA - Large Employer Reporting 2015
- 11.7M Enrolled In 2015 ACA Health Insurance
- Three Hackers Charged In Largest Ever Data Breach
- Future ACA Health Premium Subsidies Uncertain
- 7 Dangerous Weather Myths
- Homeowners Claims & Premiums Rising
- The 9 Vehicles With Lowest Death Rates
February
January
2014
2013
December
November
October
September
August
July
June
May
April
- Quiz Yourself On Health Reform
- Health Reform Hits Main Street - Kaiser
- Distracted Driving - Employer Issues
- 20% Of Car Accidents Are Caused By?
- Independent Contractor? Maybe not!
- Heath Care Reform Overview - ADP
- Small Biz Health Exchange Delayed
- Home Claims Satisfaction Study
- Feds To Pay 100% New Medicaid Cost
March
February
January
2012
December
November
September
August
- AMERICAN INSURANCE Celebrates 90 Years
- 10 Tax Tips for Home Sellers
- 4 Myths About Renters Claims
- A "Classic" Love Affair Confession
- Health Care Reform Timeline
- Medicare Part D Rx Premiums Hold Steady
- Idaho Police Target Aggressive Drivers
- Hail & Windstorms Cause Major Damage
- 8 New Preventative Services Free For Women
July
June
May
- New pain meds approved to lessen abuse
- P&C Insurance Net Income Plunges
- Top 10 Contents Items Claimed
- ID & MT Among Worst States For Injury Deaths
- What is driving health care spending?
- 5 Ways To Reduce Motorcycle Deaths
- Leading Cause of Death Ages 8-24
- WA & OR Take Health Exchange Grants
- Stolen! 1 in 10 of these vehicles
- Obesity's Heavy Health Care Cost
- Healthcare Costs Now Exceed $20,000 Per Family - Milliman Study
- 4th Leading Cause of Death Is?
April
March
February
January
2011
December
- Six Year-End Tax Reduction Tips
- New Housing Starts Soar +9.3%
- Distracted Driving Not Just Cell Phones
- States To Decide “Essential Health Benefits”
- Driver Cell Phone Ban Urged
- Newsletter - Winter 2011
- Affordable Care Act vs Supreme Court 2012
- US Record -12 Billion $ Disasters
- Cutting CMS Payment Errors Saved $17.6 Billion
- Idaho Receives Health Exchange Grant
November
October
September
August
July
June
May
April
- Supreme Court Blocks Class-Action Lawsuits
- Was Your Accident “Staged”?
- Electric Cars Earn 1st Top Safety Ratings
- Feds Charge 16 in PA Identity Theft Scheme
- MT Workers Comp Reform Enacted
- Toyota “NOT GUILTY”- Accelerator Case
- Traffic Fatalities Lowest Ever Recorded
- Fewer Teens Getting Driver’s License
- Identity Theft #1 FTC Complaint in 2010
March
- Workers Comp Sparked By 100 Year Old Tragedy
- Obama Care - One Year Later
- Japan Quake Disrupts Global Supply Chains
- Insurance Goes Nuclear
- Japan: Insured Losses $35B
- 10 Costliest Catastrophes
- Insurer Losses Increased in 2010
- Can Insurers Withstand Catastrophes?
- 9 Million Lose Health Benefits
- Health Insurance - Employers Taking Bold Action
- Workplace Deaths At All-Time Low in Oregon
February
January
2010
December
November
October
- Free Medical Clinic Open for Uninsured
- Auto Claims Fraud by Medical Providers Rampant
- Senior Health Plans Changing / Some Discontinued
- Traffic Fatalities Lowest in 60 Years
- Crash Test - 1959 vs 2009 Chevy
- Dog Bite Claims Top $400M in 2009
- Newsletter - Fall 2010
- Professional Liability Costs Rising for Hospitals and Physicians
- WA Voters Alert - Initiative 1082
- Healthcare Law Upheld by US Judge
- Homeowners’ customer satisfaction studied by JD Power
- Insurers Spend Millions on Reform Changes
- 50.7 M without Health Coverage reports Census Bureau
September
August
July
- New Idaho ATV Registration & Licensing Requirements
- Liability lawsuits cost small businesses 33% out of pocket
- Free “lunch” and $700 savings over Mutual of Enumclaw
- Patient Protection and Affordable Care Act Signed into Law
- Dependent Coverage for Children Extended to Age 26
- Lender Spotlight: James Waham
- Independence Day Fireworks & American Insurance
- Newsletter - Summer 2010
June
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American Insurance NW Inc. is an independent insurance agency with offices in Lewiston and Moscow, Idaho.
Give us a call, stop by, or request a quote online to find out how much we can save you on your insurance.
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