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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Umbrella coverage: Because when it rains, it pours

When we talk about an insurance “umbrella”, we are referring to a Personal Umbrella Policy that provides an excess layer of liability insurance limit on top of your other personal insurance policies - auto, home,...

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2018 Idaho Small Group Medical Premiums Released

There’s good news for local businesses who offer small group medical coverage for their employees. The Idaho Department of Insurance has released the final 2018 premium rates for all small group health plans. Carriers...

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Idaho Individual Medical Premiums Increase for 2018

American Insurance health agents are certified to show all options to local clients. - Individual medical plan premiums through Your Health Idaho, the Idaho exchange, are going up in 2018. The Idaho Department of...

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2018 Washington Health Plans Certified

American Insurance health agents can explain changes, show options for local clients. - The Washington Health Benefit Exchange Board has certified the Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to...

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Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care Act (Obamacare), was not...

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New Medicare ID cards coming in April

New cards will no longer contain Social Security numbers, to combat fraud and illegal use. - Seniors and others who use Medicare benefits will have a new ID number soon. The Centers for Medicare & Medicaid Services (...

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Shawn Sullivan honored for 15-year commitment to quality education

Shawn Sullivan, CIC, American Insurance Agency Vice President, recently received recognition for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national...

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DOL Overtime Rule Struck Down

On August 31, 2017, Federal District Court Judge Amos Mazzant overturned the Fair Labor Standards Act (FLSA) Final Overtime Rule for so called "white collar exemptions" that would have doubled the annual salary level to...

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Rising Trend In Highway Death Rates Reversing

Idaho and Washington among states that see small decline this year. - Reversing a trend of sharply increasing motor vehicle deaths in 2015 and 2016, the first half of 2017 is down 1% from the corresponding period in...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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