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States To Decide “Essential Health Benefits”

In a surprise move, the Obama Administration has announced that each state can decide what "essential health benefits" will be offered in their state Health Care Exchanges beginning in 2014. Under the Affordable Care...

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Driver Cell Phone Ban Urged

A ban on driver use of cell phones is urged by National Transportation Safety Board. The safety recommendation specifically calls for the 50 states and the District of Columbia to ban the non-emergency use of portable...

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Newsletter - Winter 2011

Feature articles include: Market Forecast 2012 Referral Reward's Winner Medical & Medicare Updates Savings Tip WATER DAMAGE - Am I Covered? Click to read our newsletter online

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Affordable Care Act vs Supreme Court 2012

The US Supreme Court has agreed to decide the constitution issues of the Affordable Care Act. The court will hear oral arguments in March and then is expected to render a decision in June 2012. So, President Barack...

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US Record -12 Billion $ Disasters

2011 set a new record of 12 separate billion+ dollar US weather/climate disasters according to the National Climatic Data Center (NCDC). The aggregate damage total is estimated to be approximately $52 billion. This...

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Cutting CMS Payment Errors Saved $17.6 Billion

Stopping payment errors in Medicare, Medicaid, Pell Grants and Food Stamps has saved $17.6 billion dollars in 2011 according to The Office of Management and Budget (OMB). The Cut Waste Campaign by the Obama...

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Idaho Receives Health Exchange Grant

Idaho is one of 13 new states to receive grants to help them create Health Insurance Exchanges. The Affordable Care Act mandates that every state have a Health Insurance Exchange, either a state or a federal exchange,...

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Holiday Party? Reduce Your Liquor Risk.

Here are some tips on how to have a great party while managing the risks of serving liquor. Whether you are hosting a personal party for friends and family or a business party for employees and guests, when planning a...

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Hybrids Safer Than Conventional Autos

On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in non-hybrid models. Hybrids have a safety edge over their conventional twins when it comes to shielding...

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2012 Health Care Changes

The Affordable Care Act became law on March 23, 2010. The law's provisions are being implemented on a timeline through January 1, 2015. There are four new items being added in 2012. A brief explanation of each is listed...

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