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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Q & A: How can I find out if a home has had any serious claims?

We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a home a little detective work can...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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ATV Insurance & Idaho Law

ATVs and other off-highway vehicles (OHVs) are fast and fun to ride! But summer fun, too often, turns to tragedy when an ATV overturns leading to injury or death of riders or guests. Plus, if your ATV exhaust causes a...

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Disabled Under 65 - New Medicare Supplements Available in Idaho

Medicare Supplement insurance (aka Medigap Plans) will be made available in Idaho to Medicare-eligible individuals under age 65 with disabilities or end-stage renal disease beginning January 1, 2018. This change is...

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We insure FUN at American Insurance!

Sunny weather is coming! Boating on the Snake River. Camping up the middle fork of the Clearwater River. Four wheeling on the prairie. Fishing on the Clearwater. Cruisin’ the open road on U.S. 12. Before you go, get the...

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New ACA Market Stability Rule Issued

The Final Market Stabilization rule to help lower premiums and stabilize individual and small group health insurance markets, and to increase choices for Americans was issued by The Centers for Medicare & Medicaid...

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Tips for Responsible Dog Owners

National Dog Bite Prevention Week® (April 9-15, 2017), is an annual event designed to provide consumers with information on how to be responsible pet owners while increasing awareness of a serious public health issue....

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Dog Bite Claims Up 18% in 2016

Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2016, costing in excess of $600 million, according to the Insurance Information Institute (...

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Q & A: IDENTITY THEFT - what can I do to protect myself?

We published this column in the April 10, 2017 edition of The Lewiston Tribune. Q: Identity theft - What can I do to protect myself? - A: “Identity theft” has matured into an international organized crime industry. All...

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Zero deductible for glass repair, replacement

As published in the Spring 2017 newsletterAfter the harshest winter in recent memory, your windshield is under attack! The snow is now gone but the gravel remains on our roadways. Odds are, there is a rock with your...

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