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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Homeowners - Beware of Business Exclusions

A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance coverage issues that need to be...

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Fireworks & Your Liability - What if something goes wrong?

If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus safety tips to keep your show...

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We're a Best of the West winner!

The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2017. The Sullivans & staff are very proud to be chosen and always strive to be worthy of your...

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History Brief - Our Logo

Our company logo was launched in 1990. The triangular shape contains our American colors of red (on the left), white (silhouette of the Statue of Liberty in the center) and blue (on the right). The Statue of Liberty was...

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Q & A: How can I find out if a home has had any serious claims?

We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a home a little detective work can...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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ATV Insurance & Idaho Law

ATVs and other off-highway vehicles (OHVs) are fast and fun to ride! But summer fun, too often, turns to tragedy when an ATV overturns leading to injury or death of riders or guests. Plus, if your ATV exhaust causes a...

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Disabled Under 65 - New Medicare Supplements Available in Idaho

Medicare Supplement insurance (aka Medigap Plans) will be made available in Idaho to Medicare-eligible individuals under age 65 with disabilities or end-stage renal disease beginning January 1, 2018. This change is...

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We insure FUN at American Insurance!

Sunny weather is coming! Boating on the Snake River. Camping up the middle fork of the Clearwater River. Four wheeling on the prairie. Fishing on the Clearwater. Cruisin’ the open road on U.S. 12. Before you go, get the...

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New ACA Market Stability Rule Issued

The Final Market Stabilization rule to help lower premiums and stabilize individual and small group health insurance markets, and to increase choices for Americans was issued by The Centers for Medicare & Medicaid...

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